Affordable, Flexible Financing
Financing options can make home improvements extremely affordable and easy. Since we are one of the largest and most reputable home improvement companies in the nation, we're able to secure the best finance plans (with approved credit) to help with your project.
START YOUR JOURNEY WITH EASE.
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Scheduling your appointment is quick and convenient. Whether online or over the
phone, we make it easy to get started on your project. A member of our expert team
will visit your home to discuss financing options tailored to your needs.
• Book online or call us in minutes. • On-site consultation with our knowledgeable team. • Personalized financing discussion at your convenience.
Get clarity on your project and finances.
We’ll provide you with a free, detailed quote that’s good for 12 months. Our team will
guide you through flexible financing plans so you can choose the one that fits your
goals and budget best.
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• Free, no-obligation quote valid for 12 months. • Flexible financing options to match your budget. • Expert guidance to simplify your decision-making.
Move forward with confidence..
Our approval process is designed to be fast and simple. Within minutes, we’ll help you secure financing so you can focus on making your project a reality.
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• Quick approval decisions in minutes. • Exclusive plans from trusted lenders. • Start your project without delay.
0% Deferred Interest Plans
If you've been budgeting for this project and have some cash saved up, this is a great option. Take advantage of our 0% interest plans to get your project taken care of right now, hold onto your cash longer, and pay off your project in monthly installments over time. We have several options to make your dream project affordable!
Low Monthly Payment Plans
Low interest low payment plans are awesome to help keep the project affordable when you need it most. We can provide plans as low as $89/month so you don't have to worry about this project interfering with your finances. Plus, there are no pre-payment penalties, so you can pay it off sooner and save more if you'd prefer!
Deferred Payment Plans
Looking to get a home improvement, but would prefer to push off payments for a while? No problem. A lot of customers like to defer payments for up to 12 months so they can use their tax returns, bonuses, or other savings to pay off the project with ease. Ask a design consultant about our 12 month No Payment No Interest plan!
Your home is important to us. So is your trust
Company reviews as of 3/01/2025.
Better Business Bureau A+ Rating
Over 27,000 5-Star Reviews on Google
Homeowner Top Rated 99% Recommendation
Elite Service Homeowner Rating
Winner of 1,000+ Super Service Awards
The White Hat Construction
Difference
Your time's valuable. Your home's valuable.
Here's how we treat both with respect.
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Nationally Trusted, Locally Staffed
Your team is from your town-and they are full-time, thoroughly trainedWhite Hat Construction Home employees.
300,000+ projects Over 40 locations nationwide Thousands of five-star reviews
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Technology-Driven Consultation
Our in-house technology team has developed proprietary tools that simplify your project, including:
Laser Measurements Machine Learning Detailed 3D Visualization
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Guaranteed Pricing, Flexible Funding
We guarantee your price for an entire year. Payment options:
Cash,
Flexible, Competitive Financing
(With Approved Credit)
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Swift, Seamless Scheduling
Our goal: deliver your project within an average of 25 days from purchase. Same day scheduling for eligible customers.
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First-Class Install Process
How can we deliver quality installations in as little as one day? We carefully select and meticulously train all our installers. Before they arrive at your doorstep, they’ve undergone comprehensive training to guarantee your project is completed as efficiently and worry-free as possible.
FAQ
Frequently asked questions about financing to guide you in your home remodeling journey.
What is a "deferred interest" loan? Do I have a 0% interest loan?
Your loan includes a “Promotional Period” which is shown in the Truth in Lending Disclosures of your Loan Agreement. During that promotional period, interest is billed to your loan, but you are NOT REQUIRED TO PAY that interest YET. When you repay the entire purchase balance before the end of the promotional period, all interest billed to your account during the promotional period will be waived. If you do not repay the entire purchase balance before the end of the promotional period, you will be responsible for repaying the interest that was billed to your account during the promotional period and any interest that is subsequently billed to your account.
What if my credit is less than perfect, will I need to put a lot of money down to get my project started?
Actually even with “Less than Perfect” credit at White Hat Construction all customers qualify for the Zero-Risk Assurance Plan. The Zero-Risk Assurance Plan offers “No Money Down” for all customers who qualify for flexible payment options regardless of credit. This eliminates the worry of the contractor skipping with your money.
What If I need to wait a few months before I start my payments?
Never a problem for West Shore Home customers. We have partnered with the Nation’s Top Lenders to make all projects affordable on any budget, even if that means starting your payments a few months after your remodeling project is installed.
What if I have been turned away by other home improvement companies due to credit issues?
West Shore Home has an entire department dedicated to creating the best programs for all credit situations. We don’t just send an application in and let a computer say YES or NO. We work with all of our Lenders and fight for our customers to receive the lowest payments and best rates in the industry. At West Shore Home, Soft Credit Pull technology is used with all participating Lenders so that shopping for the best rates has minimal effect on your Personal Credit Score.
When will my payments start?
All of our lenders start your payments after your project is completed.
Still have questions? Give us a shout
Get in touch with us today!
Ready to schedule an in-home consultation?
